Get ready in 3 simple steps for your admissions interview with a program advisor.
Financing that works for you.
Applying does not impact your credit score!
Interest-only payment option while in class — and for up to 3 months after graduation
Up to 36-month plan term may be available to you!
No prepayment penalty
Apply with a 5-minute application and get an instant decision
Friendly and responsive customer service
Estimate your affordable monthly payment!
Climb Credit is a new kind of student lending company
Climb Offers:
A quick online application — with the ability to add a cosigner — completed in as little as 5 minutes with no impact to credit score
Prepay, in part or in whole, at any time without penalty
Instant decisions a majority of the time, with the ability to accept and e-sign your documents in just a few clicks
Friendly and responsive customer service available by email and live chat from 10am to 8pm Eastern
Approval is more likely with a co-borrower!
Finding a co-borrower can help you get approved for a Climb loan so you can attend class, gain new skills, and achieve your career goals.
Applications with a co-borrower are 24% more likely to be approved!
You could receive a lower interest rate on your loan!
Co-borrower FAQs
What is a co-borrower? A co-borrower is someone who agrees to sign onto the loan alongside the borrower. If the student borrower is unable to make payments on the loan, the co-borrower is responsible for making payments.
Who can be a co-borrower? Anyone can be a co-borrower; your spouse, friends or family. However, it’s important they know what that responsibility is.
What does a co-borrower need to understand? Co-borrowers must also understand their role in supporting you in getting a loan. When coborrowers sign onto a loan they will become responsible for the repayment if you are unable to make the payments yourself.
Get started now — don’t miss this opportunity.
The application only takes about 5 minutes to complete and you’ll receive an instant decision. Learn more about this simple application process.