We’ve teamed up with Climb Credit to help students get a high return-on-investment from their education.

Climb has funded the education of over 75,000 people — resulting in over $110 million net new salary earnings!

Financing that works for you.

Applying does not impact your credit score!

Interest-only payment option while in class — and for up to 3 months after graduation

Up to 36-month plan term may be available to you!

No prepayment penalty

Apply with a 5-minute application and get an instant decision

Friendly and responsive customer service

Estimate your affordable monthly payment!

Climb Credit is a new kind of student lending company

Climb Offers:

  • A quick online application — with the ability to add a cosigner — completed in as little as 5 minutes with no impact to credit score

  • Prepay, in part or in whole, at any time without penalty

  • Instant decisions a majority of the time, with the ability to accept and e-sign your documents in just a few clicks

  • Friendly and responsive customer service available by email and live chat from 10am to 8pm Eastern

Approval is more likely with a co-borrower!

Finding a co-borrower can help you get approved for a Climb loan so you can attend class, gain new skills, and achieve your career goals.

Applications with a co-borrower are 24% more likely to be approved!

You could receive a lower interest rate on your loan!

Co-borrower FAQs

What is a co-borrower? A co-borrower is someone who agrees to sign onto the loan alongside the borrower. If the student borrower is unable to make payments on the loan, the co-borrower is responsible for making payments.

Who can be a co-borrower? Anyone can be a co-borrower; your spouse, friends or family. However, it’s important they know what that responsibility is.

What does a co-borrower need to understand? Co-borrowers must also understand their role in supporting you in getting a loan. When coborrowers sign onto a loan they will become responsible for the repayment if you are unable to make the payments yourself.

Get started now — don’t miss this opportunity.

The application only takes about 5 minutes to complete and you’ll receive an instant decision. Learn more about this simple application process.